Mr. Harshadbhai L. Patel is an Ex. Banker. He has served Bank of Baroda for a period of 32 years and retired as Sr. Branch Manager in the year 2001. He is an Expert in the field of bank finance. He has worked in “Advances” department of Bank of Baroda for more than 15 years. Apart, he has done L.L.B. course from Saurashtra University and he is a member of Bar Council of Gujarat. He possesses sound knowledge about legal matters pertaining to revenue. He has also done certificate courses like AMFI and IRDA. His major practice areas are